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<channel>
	<title>Your Finance Zone</title>
	<link>http://www.yourfinancezone.com</link>
	<description />
	<pubDate>Thu, 28 Feb 2008 17:06:13 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.3.1</generator>
	<language>en</language>
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		<title>Zenni Optical the smart choice</title>
		<link>http://www.yourfinancezone.com/zenni-optical-the-smart-choice/</link>
		<comments>http://www.yourfinancezone.com/zenni-optical-the-smart-choice/#comments</comments>
		<pubDate>Tue, 05 Feb 2008 13:01:40 +0000</pubDate>
		<dc:creator>dan</dc:creator>
		
		<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.yourfinancezone.com/zenni-optical-the-smart-choice/</guid>
		<description><![CDATA[Today I made a Great Discovery: Zenni Optical.

All of Zenni Optical eyeglass orders including the Zenni Optical $8 Rx Glasses have:


High quality stylish frame


Thin and Light1.57 index lens


Anti Scratch Coating


Full UV Protection


Lens edge polishing and beveling


Quality Hard Eyeglass case


Microfiber Lens Cleaning Cloth


Full Guarantee


Like I said Best Thing Found: Zenni Optical.
The glasses I want to get [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoNormal">Today I made a <a href="http://www.zennioptical.com/">Great Discovery: Zenni Optical</a>.</p>
<p class="MsoNormal"><img border="0" width="531" src="http://zennioptical.com/cart/skin1/images/zenni_text.jpg" alt="zenni_text" height="40" style="width: 448px; height: 40px" /></p>
<p class="MsoNormal"><strong>All of Zenni Optical eyeglass orders including the <a href="http://www.zennioptical.com/">Zenni Optical $8 Rx Glasses</a> have:</strong></p>
<ul>
<li>
<p class="MsoNormal">High quality stylish frame</p>
</li>
<li>
<p class="MsoNormal">Thin and Light1.57 index lens</p>
</li>
<li>
<p class="MsoNormal">Anti Scratch Coating</p>
</li>
<li>
<p class="MsoNormal">Full UV Protection</p>
</li>
<li>
<p class="MsoNormal">Lens edge polishing and beveling</p>
</li>
<li>
<p class="MsoNormal">Quality Hard Eyeglass case</p>
</li>
<li>
<p class="MsoNormal">Microfiber Lens Cleaning Cloth</p>
</li>
<li>
<p class="MsoNormal">Full Guarantee</p>
</li>
</ul>
<p class="MsoNormal">Like I said <a href="http://www.zennioptical.com/">Best Thing Found: Zenni Optical</a>.</p>
<p class="MsoNormal">The glasses I want to get are the 5827 Stainless Steel Frame with Polarized Magnetic Snap-on Sunlens.</p>
<p class="MsoNormal"><img border="0" src="http://zennioptical.com/cart/t_859_06.jpg" alt="t_859_06" /></p>
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		<item>
		<title>Stretch marks scams. How to avoid them</title>
		<link>http://www.yourfinancezone.com/stretch-marks-scams-how-to-avoid-them/</link>
		<comments>http://www.yourfinancezone.com/stretch-marks-scams-how-to-avoid-them/#comments</comments>
		<pubDate>Tue, 05 Feb 2008 11:55:40 +0000</pubDate>
		<dc:creator>dan</dc:creator>
		
		<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.yourfinancezone.com/stretch-marks-scams-how-to-avoid-them/</guid>
		<description><![CDATA[Stretch Mark
Stretch marks are the result of the rapid stretching of the skin associated with rapid growth (common in puberty) or weight gain (e.g. pregnancy). Although the skin is fairly elastic, rapid stretching of the skin will leave permanent stretch marks.Over time the stretch marks can diminish but not disappear completely.
Stretch marks treatment options 
There [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Stretch Mark</strong></p>
<p><strong><o:p></o:p></strong>Stretch marks are the result of the rapid stretching of the skin associated with rapid growth (common in puberty) or weight gain (e.g. pregnancy). Although the skin is fairly elastic, rapid stretching of the skin will leave permanent stretch marks.Over time the stretch marks can diminish but not disappear completely.</p>
<p><strong>Stretch marks treatment options </strong></p>
<p><strong><o:p></o:p></strong>There are several treatment options for stretch marks. The degree of success with any treatment will be impacted by your age, your skin tone and even your diet. Treatment options include: Surgical methods, Lotions and creams, Diet and exercise<strong>Stretch marks </strong><strong>Lotions and creams</strong></p>
<p><strong><o:p></o:p></strong>4 Stretch Mark Solutions Creams were reviewed by the <strong><a href="http://www.divas-blog.com/">stretch mark cream</a></strong> blog.For the ones suffering from Stretch Marks the reviews are more than welcomed.</p>
<p>Reading the short how to <a href="http://www.divas-blog.com/">prevent stretch marks</a> article will take you several minutes but it will keep you away from scams and will save you time and money.</p>
<p>Web sites that are selling <strong><em>Stretch Mark Creams</em></strong> and they will show the product that makes them the most money and rate it to be the best (and this product is number 1 only because it bring money to the site owners).</p>
<p><o:p></o:p>That is way before you buy a stretch mark Cream you must be informed.<strong> </strong></p>
<p>The best review I found online is <strong><a href="http://www.divas-blog.com/">revitol stretch mark cream</a>.<br />
</strong></p>
]]></content:encoded>
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		<item>
		<title>Plastic and cosmetic surgery financing</title>
		<link>http://www.yourfinancezone.com/plastic-and-cosmetic-surgery-financing/</link>
		<comments>http://www.yourfinancezone.com/plastic-and-cosmetic-surgery-financing/#comments</comments>
		<pubDate>Tue, 22 Jan 2008 12:44:00 +0000</pubDate>
		<dc:creator>dan</dc:creator>
		
		<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.yourfinancezone.com/plastic-and-cosmetic-surgery-financing/</guid>
		<description><![CDATA[If you want to change your look and you don’t have the money you can get Patient Financing.Patient financing is made to help you get fast loans.The site CreditMedical.com also offers Cosmetic Dentistry and DNA Testing financing and the possibility to find a good physician.
The advantages for getting plastic and cosmetic surgery financing are:
·         Fast [...]]]></description>
			<content:encoded><![CDATA[<p><font face="Calibri">If you want to change your look and you don’t have the money you can get <span class="mailcontent"><a href="http://www.creditmedical.com/finance_1.asp"><font color="#800080">Patient Financing</font></a>.<o:p></o:p></span></font><span class="mailcontent"><font face="Calibri">Patient financing is made to help you get fast loans.<o:p></o:p></font></span><span class="mailcontent"><font face="Calibri">The site CreditMedical.com also offers </font><a href="http://www.creditmedical.com/proc_dent1.asp"><font color="#800080" face="Calibri">Cosmetic Dentistry</font></a><font face="Calibri"> and </font><a href="http://www.creditmedical.com/proc_dnat.asp"><font face="Calibri">DNA Testing financing</font></a><font face="Calibri"> and the possibility to find a good physician.<o:p></o:p></font></span></p>
<p style="margin: 0cm 0cm 10pt" class="MsoNormal"><font face="Calibri"><span class="mailcontent">The advantages for getting </span>plastic and cosmetic surgery financing are:</font></p>
<p style="margin: 0cm 0cm 0pt 36pt; text-indent: -18pt" class="MsoListParagraphCxSpFirst"><span style="font-family: Symbol"><span>·<span style="font: 7pt 'Times New Roman'">         </span></span></span><span style="font-size: 10pt; line-height: 115%; font-family: 'Verdana','sans-serif'">Fast and easy credit approval</span></p>
<p style="margin: 0cm 0cm 0pt 36pt; text-indent: -18pt" class="MsoListParagraphCxSpMiddle"><span style="font-family: Symbol"><span>·<span style="font: 7pt 'Times New Roman'">         </span></span></span><span style="font-size: 10pt; line-height: 115%; font-family: 'Verdana','sans-serif'">No down payments</span></p>
<p style="margin: 0cm 0cm 0pt 36pt; text-indent: -18pt" class="MsoListParagraphCxSpMiddle"><span style="font-family: Symbol"><span>·<span style="font: 7pt 'Times New Roman'">         </span></span></span><font face="Calibri">Low </font><span style="font-size: 10pt; line-height: 115%; font-family: 'Verdana','sans-serif'">interest rates</span></p>
<p style="margin: 0cm 0cm 10pt 36pt; text-indent: -18pt" class="MsoListParagraphCxSpLast"><span style="font-family: Symbol"><span>·<span style="font: 7pt 'Times New Roman'">         </span></span></span><span style="font-size: 10pt; line-height: 115%; font-family: 'Verdana','sans-serif'">Flexible repayment terms</span></p>
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		<item>
		<title>Credit Card Processing</title>
		<link>http://www.yourfinancezone.com/credit-card-processing/</link>
		<comments>http://www.yourfinancezone.com/credit-card-processing/#comments</comments>
		<pubDate>Fri, 07 Dec 2007 03:18:21 +0000</pubDate>
		<dc:creator>dan</dc:creator>
		
		<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.yourfinancezone.com/credit-card-processing/</guid>
		<description><![CDATA[If you have an online internet business, a retail shop, or a restaurant you need to allow your customers to pay with Visa, Master Card, American Express, or Discover.
You need Retail Store Card Processing.
The Merchantaccounts Company offers ways for merchants to accept credit card payments for both online credit card processing, offline retail shops, card [...]]]></description>
			<content:encoded><![CDATA[<p><span class="mailcontent">If you have an online internet business, a retail shop, or a restaurant you need to allow your customers to pay with Visa, Master Card, American Express, or Discover.</span></p>
<p><span class="mailcontent">You need <a href="http://www.msmerchantaccount.com/retail.php">Retail Store Card Processing</a></span>.</p>
<p>The <span class="mailcontent"><a href="http://www.msmerchantaccount.com/">Merchantaccounts Company</a></span> offers <span class="mailcontent">ways for merchants to accept credit card payments for both online credit card processing, offline retail shops, card processing, and international merchant accounts.</span></p>
<p>So if you want to accept credit card payments click on <span class="mailcontent"><a href="http://www.msmerchantaccount.com/apply_now.php">Merchant Account</a><a href="http://www.msmerchantaccount.com/apply_now.php"> Apply Now</a>.</span></p>
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		</item>
		<item>
		<title>ERISA bonds</title>
		<link>http://www.yourfinancezone.com/erisa-bonds/</link>
		<comments>http://www.yourfinancezone.com/erisa-bonds/#comments</comments>
		<pubDate>Fri, 07 Dec 2007 03:05:55 +0000</pubDate>
		<dc:creator>dan</dc:creator>
		
		<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.yourfinancezone.com/erisa-bonds/</guid>
		<description><![CDATA[What are ERISA bonds?
In 1974, the Employee Retirement Income Security Act (ERISA) was enacted to regulate most types of employee benefit plans. This Act requires a fidelity bond covering a fiduciary (those responsible for managing the plan) and a person who handles funds or other property of such a plan. The coverage is intended to [...]]]></description>
			<content:encoded><![CDATA[<p><strong>What are ERISA bonds?</strong></p>
<p>In 1974, the Employee Retirement Income Security Act (ERISA) was enacted to regulate most types of employee benefit plans. This Act requires a fidelity bond covering a fiduciary (those responsible for managing the plan) and a person who handles funds or other property of such a plan. The coverage is intended to protect the plans from dishonesty and fraud committed by individuals who are associated with them. Erisa bonds are required by the Federal Government for any established financial plan a company may have.</p>
<p>In addition to providing fiduciary liability, employee benefits liability or ERISA bonds, there is an opportunity to place professional liability coverage and bonds for the professional organizations providing pension and 401K services<br />
to the sponsor employer if they don’t already have it.</p>
<p><a target="_blank" href="http://www.jwsuretybonds.com/erisa_bond.htm">ERISA bonds</a> have historically had little exposure, and therefore the underwriting is relatively simple and the pricing reasonable (relative to the professional liability coverages).</p>
<p>ERISA bonds are very economical and easy to buy - most insurance agents offer these bond’s to small companies at very low annual rates. ERISA bonds are not only inexpensive, but they are readily available and easy to purchase.</p>
<p>The annual premiums for these special ERISA bonds (also called &#8220;fiduciary bonds&#8221;) are very low, averaging approximately $200 per year or less (Example: a ERISA bond that covers a 401(k) plan with $100,000 in assets can cost as little as $100 per year&#8211;an ERISA bond covering plan assets of $1 million costs approximately $275 per year).</p>
<p>Erisa bonds are also known as <a target="_blank" href="http://www.jwsuretybonds.com/erisa_bond.htm">pension trust bond</a></p>
<p><strong>Investment</strong></p>
<p>Investments for a 401k plan are sometimes supplied by the vendor and sometimes by another party, the investment custodian. Investment Advisors who control Plan Assets and make investment decisions for ERISA Plans are required to maintain an Investment Advisors ERISA Bond.</p>
<p>Investment Advisors are required to have this bond with limits of a percentage of assets under management, up to a maximum of $500,000* for each qualifying plan.</p>
<p>Investment performance is cyclical: a mutual fund that’s blazing hot today may be as cold as ice tomorrow, and vice versa. Investment returns should also factor into your decision.</p>
<p>The investment advisor is required to have this bond with limits of a percentage of assets under management, up to a maximum of $500,000, for each qualifying plan.</p>
<p>ERISA protects the plan’s assets by requiring that those persons or entities who exercise discretionary control or authority over plan management or plan assets, anyone with discretionary authority or responsibility for the administration of a plan, or anyone who provides investment advice to a plan for compensation or has any authority or responsibility to do so are subject to certain fiduciary responsibilities.</p>
<p>You can get <a target="_blank" href="http://www.jwsuretybonds.com/erisa_bond.htm">erisa bond</a> from JW Bond Consultants, Inc.</p>
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		<title>Cheap home insurance</title>
		<link>http://www.yourfinancezone.com/cheap-home-insurance/</link>
		<comments>http://www.yourfinancezone.com/cheap-home-insurance/#comments</comments>
		<pubDate>Tue, 04 Dec 2007 13:02:27 +0000</pubDate>
		<dc:creator>dan</dc:creator>
		
		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.yourfinancezone.com/cheap-home-insurance/</guid>
		<description><![CDATA[Every homeowner wants to protect his or her home with cheap home insurance and the best place to find cheap home insurance is online.
You can get good discounts if you purchase a insurance online.
With LV home insurance you can get up to 8% discount, or buy online and receive up to 24% online and member [...]]]></description>
			<content:encoded><![CDATA[<p>Every homeowner wants to protect his or her home with <a target="_blank" href="http://www.lv.com/insurance/home_insurance" rel="nofollow">cheap home insurance</a> and the best place to find cheap home insurance is online.</p>
<p>You can get good discounts if you purchase a insurance online.</p>
<p>With LV <a target="_blank" href="http://www.lv.com/insurance/home_insurance" rel="nofollow">home insurance</a> you can get up to 8% discount, or buy online and receive up to <strong>24% online and member discount</strong>. The insurance will cover buildings, contents or both.</p>
<p>LV Home Insurance benefits are:</p>
<li>Choose the level of contents cover you require</li>
<li>Automatic cover for buildings up to £1,000,000</li>
<li>£500 money and credit cards automatically covered away from home</li>
<li>UK-based call centre and 24-hour claim line</li>
<li>Additional discount if you purchase more than one insurance policy within your household (each discount is taken off separately. We always take off the online discount last)</li>
<p>You can also get insurance information or buy house insurance by phone. The opening hours are: 8am - 8pm Monday to Friday, 8am - 4pm Saturday.</p>
<p>Below are the phone numbers:</p>
<ul>
<li>New home insurance quotes: 0800 975 4132</li>
<li>Existing home insurance enquiries: 0870 242 2574</li>
<li>To renew your existing policy: 0800 220 790</li>
<li>To make a claim: 0870 608 3624</li>
</ul>
<p>So get ypur <a target="_blank" href="http://www.lv.com/insurance/home_insurance" rel="nofollow">cheap home insurance</a> now.</p>
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		<title>Ultimate Grant Secrets - Free Grant CD</title>
		<link>http://www.yourfinancezone.com/ultimate-grant-secrets-free-grant-cd/</link>
		<comments>http://www.yourfinancezone.com/ultimate-grant-secrets-free-grant-cd/#comments</comments>
		<pubDate>Fri, 16 Nov 2007 20:37:02 +0000</pubDate>
		<dc:creator>jk</dc:creator>
		
		<category><![CDATA[General]]></category>

		<category><![CDATA[free grant]]></category>

		<category><![CDATA[grant]]></category>

		<guid isPermaLink="false">http://www.yourfinancezone.com/ultimate-grant-secrets-free-grant-cd/</guid>
		<description><![CDATA[
If you are interested in a grant now you can get a Free CD where you’ll learn how to apply for free government grants. You can apply for this if you are an American Citizen or Resident and a taxpayer.
This CD includes:

Updated Downloadable Federal Grant Listings
Updated Searchable Database
Business Plans Wizard
Grant Proposals Tutorial
Applications Wizard
Export all Forms [...]]]></description>
			<content:encoded><![CDATA[<p align="center"><a href="http://x.azjmp.com/11vgq"><img src="http://images.imgehost.com/5163/banners/09282007/300x250.gif" border="0" /></a></p>
<p>If you are interested in a grant now you can get a Free CD where you’ll learn how to apply for free government grants. You can apply for this if you are an American Citizen or Resident and a taxpayer.<br />
This CD includes:</p>
<ul>
<li>Updated Downloadable Federal Grant Listings</li>
<li>Updated Searchable Database</li>
<li>Business Plans Wizard</li>
<li>Grant Proposals Tutorial</li>
<li>Applications Wizard</li>
<li>Export all Forms and Plans to Microsoft Word</li>
<li>Extra Exportable Business Forms</li>
</ul>
<p>You can get this free CD from <a href="http://x.azjmp.com/11RK5" target="_blank">here</a>.</p>
]]></content:encoded>
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		<title>A Brief History Of Credit Cards</title>
		<link>http://www.yourfinancezone.com/a-brief-history-of-credit-cards/</link>
		<comments>http://www.yourfinancezone.com/a-brief-history-of-credit-cards/#comments</comments>
		<pubDate>Fri, 16 Nov 2007 17:35:16 +0000</pubDate>
		<dc:creator>jk</dc:creator>
		
		<category><![CDATA[Credit Cards]]></category>

		<category><![CDATA[credit card]]></category>

		<guid isPermaLink="false">http://www.yourfinancezone.com/a-brief-history-of-credit-cards/</guid>
		<description><![CDATA[By: Michael Strauss
Credit cards have nowadays insinuated themselves into all corners of our lives, and it is rare for an adult these days to not carry at least one card. As well as being used in the traditional manner to buy goods or services in person, they are also now used online, over the telephone, [...]]]></description>
			<content:encoded><![CDATA[<p>By: Michael Strauss</p>
<p>Credit cards have nowadays insinuated themselves into all corners of our lives, and it is rare for an adult these days to not carry at least one card. As well as being used in the traditional manner to buy goods or services in person, they are also now used online, over the telephone, for writing checks, and even for withdrawing money from cash machines. People use them in all sorts of ways - as a means of borrowing, as a convenient payment method, and even for earning money through cashback or reward schemes.</p>
<p>Despite their ubiquity in modern life, credit cards have a fairly short history, with the first general purpose credit card being introduced less than fifty years ago. In this article we’ll look at the origins of credit cards, and then at how they’ve developed over the years with the emphasis on the United Kingdom market.</p>
<p>The very first credit card was launched by Diners Club in 1951, and was limited to use in twenty seven New York restaurants. It wasn’t a huge success initially, with only 200 cards being issued. The real story of credit cards began in 1958 with the introduction of two major new products. The first was the American Express charge card, which boasted over a million users within five years of it being launched.</p>
<p> <a href="http://www.yourfinancezone.com/a-brief-history-of-credit-cards/#more-5" class="more-link">(more&#8230;)</a></p>
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		<title>All About Choosing the Best Credit Card</title>
		<link>http://www.yourfinancezone.com/all-about-choosing-the-best-credit-card/</link>
		<comments>http://www.yourfinancezone.com/all-about-choosing-the-best-credit-card/#comments</comments>
		<pubDate>Sun, 07 Oct 2007 17:44:53 +0000</pubDate>
		<dc:creator>jk</dc:creator>
		
		<category><![CDATA[Credit Cards]]></category>

		<category><![CDATA[credit card]]></category>

		<guid isPermaLink="false">http://www.yourfinancezone.com/all-about-choosing-the-best-credit-card/</guid>
		<description><![CDATA[By: William King
Michael, 25 years old and working in United States for past one year was on the verge of going bald from trying to figure out the best credit card among the tons of emails that he received almost daily about the &#8220;pre approved credit cards&#8221;. Chances are that you too maybe going through [...]]]></description>
			<content:encoded><![CDATA[<p>By: William King</p>
<p>Michael, 25 years old and working in United States for past one year was on the verge of going bald from trying to figure out the best credit card among the tons of emails that he received almost daily about the &#8220;pre approved credit cards&#8221;. Chances are that you too maybe going through the same dilemma of choosing the right credit card. As choosing the right credit card is not such an easy task as it looks at the first go, it becomes essential that you know some of the important points before you eventually purchase the best credit card for yourself.</p>
<p>Most of the credit cards, which call themselves as the best credit cards, come with almost the same features, offering more or less the same rate of interest. In such a case, getting the best credit card becomes even more of an ordeal for the buyer. However when the rate of interest is more or less the same, one should look for incentives offered by the various card companies in order to get the best credit card. Incentives and rewards can be of various kinds; depending on them you can opt for the best credit card. For instance you get reward points for every purchase that you make from the credit card and these points are redeemable from certain stores and outlets.</p>
<p> <a href="http://www.yourfinancezone.com/all-about-choosing-the-best-credit-card/#more-6" class="more-link">(more&#8230;)</a></p>
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		<title>American Express Blue Cash Card</title>
		<link>http://www.yourfinancezone.com/american-express-blue-cash-card/</link>
		<comments>http://www.yourfinancezone.com/american-express-blue-cash-card/#comments</comments>
		<pubDate>Tue, 25 Sep 2007 17:48:11 +0000</pubDate>
		<dc:creator>jk</dc:creator>
		
		<category><![CDATA[Credit Cards]]></category>

		<category><![CDATA[credit card]]></category>

		<guid isPermaLink="false">http://www.yourfinancezone.com/american-express-blue-cash-card/</guid>
		<description><![CDATA[By: Jeremy Biberdorf
Now you can earn up to 5% cash back on everyday purchases with no limit to the amount you can earn. Saving money at gas stations, super markets and drug stores has never been easier! The American Express Blue Cash Card is your key to savings.
This credit card offers a 0% introductory rate [...]]]></description>
			<content:encoded><![CDATA[<p>By: Jeremy Biberdorf</p>
<p>Now you can earn up to 5% cash back on everyday purchases with no limit to the amount you can earn. Saving money at gas stations, super markets and drug stores has never been easier! The American Express Blue Cash Card is your key to savings.</p>
<p>This credit card offers a 0% introductory rate on purchases for the first six months. For balance transfers, you get 4.99% for the life of the balance transfer. The regular apr rate is as low as 13.24%. Plus there is no annual fee.</p>
<p>Whether you choose to carry a balance or not, you can earn up to 5% cash back with the American Express Blue Cash Credit Card. What&#8217;s more, you can cash back even faster at the places you may frequent the most like supermarkets, gas stations and drugstores. There’s no minimum so you can start earning cash back right away.</p>
<p> <a href="http://www.yourfinancezone.com/american-express-blue-cash-card/#more-7" class="more-link">(more&#8230;)</a></p>
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